40 percent of people say they’ve given little to no thought to retirement planning.“People probably spend more time planning their summer vacation than their retirement,” said Scott Bishop, director of financial planning at Avidian Wealth Advisors in Houston. Yet, retirement is a big decision that you shouldn’t rush, he said.Bishop and several other financial advisors say there are several factors you should consider to determine your retirement readiness. So before you decide to retire from the workplace, ask yourself these 21 retirement questions. If you are unable to follow the link, click here for a PDF Version.