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High-Net-Worth Retirement Planning in Houston

Plan to thrive — not just survive — during your retirement.

Schedule a conversation

Whether your retirement is a long way down the road or just around the corner, Avidian’s retirement financial advisors are here to help high-net-worth individuals create a retirement plan that builds toward and protects your future.

Not sure you need a retirement plan? Ask yourself the following:

  • How much annual retirement income do I need?
  • Where will my retirement income come from?
  • How does my current investment strategy take into account my retirement?
  • What are my plans for my retirement healthcare needs?
  • Am I ready to retire?

Once your Avidian retirement plan has been created, you will be able to answer these questions with assurance, knowing that your retirement is in trustworthy and capable hands.

It’s never too early to begin planning for retirement. Learn more about our retirement services and contact Avidian to start creating your retirement plan today.


Billion in client assets under management *

*AUM based on AWS current FORM ADV

Financial professionals

Years of success

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What makes retirement planning different at Avidian?

Avidian Wealth Solutions is a fiduciary financial advisory firm with a family office environment that provides our clients with boutique retirement planning in Houston. Our advisors are legally required to act in your best interests and provide you with the highest standard of care. As such, we provide the utmost in thoughtful, careful service when it comes to helping you plan for your retirement and beyond. We coordinate with your entire financial team, including CPAs, estate lawyers, and more, providing you with more time and freedom to enjoy the wealth you’ve built. That’s The Avidian Difference.

Get the free guide: 5 Crucial Questions For Your Retirement

If you’re looking for long-term financial stability and true peace of mind throughout your golden years, this free download is designed to help you learn how to successfully prepare for, begin, and navigate your retirement.

Download The Guide

Retirement planning services at Avidian

Retirement planning shouldn’t (and can’t) take place in a financial silo. That’s why we incorporate your retirement goals into a larger, comprehensive financial plan that takes into account your current lifestyle, financial goals, financial roadblocks, and more. Where other financial advisory firms may try to force your retirement aspirations into a cookie-cutter plan, we recognize that your retirement plans are specific to you, and create a plan for your retirement roadmap accordingly.

Retirement investment planning

As you near retirement age, your investment goals, tolerance for risk, and appropriate investment types may change. In keeping with our comprehensive financial planning outlook, helping our clients navigate these changes is already baked into Avidian’s investment management strategy.

We believe that financial planning should be a conversation, not a monologue. Our RIA advisors in Houston regularly monitor our client’s investment portfolios and reach out to discuss adjustments and answer questions.

Maybe you’re considering an annuity, bonds, or mutual funds. Maybe you have questions or need recommendations about annual withdrawal rates. No matter the issue, an Avidian

Advisor sharing private investment opportunity with client

Retirement and risk management

When most people think about risk management for retirement, one of the first things that often comes to mind is managing portfolio risk. Avidian clients can rest assured that our team of retirement financial advisors consistently monitors your portfolio for issues surrounding principal, purchasing power, and longevity, all with the goal of managing investment turns and volatility.

When building your financial plan, Avidian also takes into account another crucial aspect of risk management: insurance. Insurance acts as your last line of defense from the financial consequences of unforeseeable issues, including premature death, long-term disability, property damage, liability, etc. Our team can help review your current policies, check for gaps in coverage, and look for opportunities to optimize your coverage.

Stock market trading chart view

Retirement and estate planning

Even if you’re in great shape, it’s still never too early to begin putting the affairs of your estate in order. In our experience, clients who work on estate planning early enjoy significant peace of mind during their retirement once they know that their legacy is being protected and that everything necessary for passing on their assets is truly in order.

At Avidian, we include many aspects of estate planning as part of our comprehensive financial planning services. We coordinate with your estate attorney and tax advisor to implement effective and efficient tax strategies.

Advisor looking at financial charts on laptop

How to make a retirement income plan with Avidian

Your retirement income should allow you to comfortably handle both expected and unexpected expenses during retirement, from housing costs and entertainment expenses to short- and long-term medical care. The source(s) and amount of retirement income can depend highly on the age at which you retire as well as several other factors, including whether you plan on working after retirement.

When we build out your retirement plan, we keep the following retirement income considerations in mind.

  • Your budget and regular expenses
  • Whether or not you desire to continue working
  • during your retirement
  • Employer pensions and severance pay
  • Optimization, contribution, and distribution strategies for 401Ks, IRAs, and other personal savings and investments
  • Social Security benefits
    • Early Social Security benefits (age 62)
    • Full retirement age (FRA) Social Security benefits (age 66-67)
    • Maximum value for Social Security (age 70)
  • Medicare (age 65)
  • Required Minimum Distributions (RMDs) (age 70 ½)
  • Rental income
  • Life insurance policies
  • Your desires for transferring wealth, your estate, and gifting
  • And more …

Juggling all these different aspects of retirement planning can be overwhelming, time-consuming, and stressful. Working with a comprehensive financial planner at Avidian allows you to enjoy the wealth and security you’ve spent your life building.

Contact us

Schedule a conversation

Curious about where you stand today? Schedule a meeting with our team and put your portfolio to the test.*