One of the best ways to save for retirement is to take advantage of a workplace retirement plan, such as a 401k. Typically, contributions can be automatically withdrawn from your paycheck so the money goes into savings before you even have a chance to spend it. Plus, the money comes out of your paycheck pretax, so it lowers your taxable income — which means a lower tax bill. And if your employer matches your contribution, that’s like getting free money. If you are unable to follow the link, please click here for a PDF Version