For those who want to start a new business, startup capital is often a big obstacle. Depending on why you want to start a business — for example, if you’re leaving a job — you may not necessarily have the money you need to get it off the ground. In that case, you’ll have to find creative ways to make your ideas a reality. Fortunately, there are plenty of ways to craft smart business budgets and secure funding, and they can help you get started without a ton of capital.